Short-term Loans

Get £100 - £5,000 short-term loan online

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  • No Obligation Quote
  • Instant Decision
  • Efficient Process

Representative example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What Are Short-term loans?

If you're in need of cash in a short period, short-term loans could be the best option for you. short-term loans are short-term loans that you can borrow from a lender in order to cover your expenses until you get your next paycheck. Although short-term loans often come with high interest rates, they are helpful when people need money urgently or come across unexpected expenses.

GetPaydayLoan UK connects you with a number of online short-term loan lenders in the United Kingdom, from whom you can get instant short-term loan decisions. The repayment period for our short-term loans is flexible and largely depends on the lender.

There are no restrictions or limitations on how you may use the money you borrow from our lenders, which means you can use the loan anyway you like once you get the funds in your bank account.

Interested in applying for a short-term loan? Get a quote from GetPaydayLoan UK now!

Apply For A Loan Today!

All you need to do is to follow our simple online application procedure to get a short-term loan from £100 to £5,000 easily and quickly.

  • Complete Online Application

    Take some minutes to fill out our simple application form and let our lenders know about you. Don't worry, this platform is encrypted and confidential!

  • Get Responses In No Time

    Your application will be checked and you will get quick decisions from our panel of lenders.

  • Money In Hand

    As soon as the deal is finalized, the funds will be deposited into your account the same day or on the next business day.

Can I Get Short-term loans For Bad Credit?

People with bad credit scores might be concerned about whether they can get short-term loans with a poor credit history. However, with GetPaydayLoan UK, it's not an issue at all.

Unlike traditional lenders like banks, short-term loans lenders usually take bad credit applicants into consideration. When assessing if you are qualified for a loan with bad credit, lenders may use your monthly income and expenses to figure out the loans that you can afford in your present situation.A bad credit score does not automatically exclude you from applying for a UK short-term loan online.

As an authorised online broker, we recommend that you always check with the Financial Conduct Authority (FCA) to see if a company is authorised before accepting the loan.

Why Choose GetPaydayLoan?

  • Simple Online Application
  • Fast Loan Decision
  • Trustable UK Lenders
  • Quotes Tailored For You
  • Any Credit Scores Welcome
  • Same Day Payout
  • No Extra Charges/Hidden Fees
  • Top-notch Information Security

Unlock More Loans Online

GetPaydayLoan is a UK-based online broker who specialises in helping people get a suitable loan easier and faster. We have partnered with the best lenders in the UK and provided all types of loans for customers.

Although we are a relatively new company, we have gained trust from customers with our user-friendly and intuitive application process and reliable lenders who provide quick loan decisions. As an FCA authorised loans broker, we don't charge you extra fees and costs.

In addition to short-term loans, we also provide the following loan services:

Frequently Asked Questions

  • What is GetPaydayLoan UK? is a credit broker based in the United Kingdom. We're not a lender and do not lend you money directly. Based on the application information you submitted, we will match you with lenders that can meet your needs.

  • Do you offer same day loans?

    Yes. If you have an urgent cost to cover or unexpected need for money, GetPaydayLoan UK can help you find lenders that offer same day loans. Once you complete your application details, you will get instant decisions from our lender and receive cash the same day.

  • Am I qualified for short-term loans?

    If you want to get a short-term loan online, you must meet certain basic requirements. Check the following criteria and see if you're qualified for a short-term loan:

    • A UK citizen above the age of 18
    • Having an active bank account
    • Having a source of income (only if you can prove it, some of our lenders accept unemployed persons.)
  • How do I apply for a short-term loan?

    You can apply for a short-term loan directly from a lender or through a credit broker. You can finish your application using a desktop computer, laptop, tablet, or smartphone in any circumstance. However, we recommend using authorised brokers like With an easy-to-use and responsive interface, you can complete the application and get approval very quickly. Plus, we don't charge you any hidden fees or costs.

  • Do you charge extra fees?

    No. GetPaydayLoan UK attaches much importance to transparency and customers' trust, so we won't charge extra a penny for using our services. But we receive a commission from lenders if a customer signs a loan agreement following an introduction through this website.

  • Is my information submitted safe?

    Yes. We keep your personal information safe and secure with bank level encryption techniques and we will not use it for other purposes. All of the information you enter is retained and kept confidential in line with GDPR 2018 and our privacy policy.

  • Credit brokers vs. lenders, which one is better?

    Both brokers and direct lenders have their advantages and disadvantages. Loan brokers may help you find rates that are more competitive than those given by direct lenders. If you have issues such as a somewhat lower credit score or student loan debt, online brokers may be the solution for you, as they can help you find lenders that provide loans for people even with poor credit history.

  • When do I repay the loan?

    The terms and conditions provided by lenders differ, so the repayment date for each applicant is also different. The loan agreement will describe when your repayments will begin, how much and when they must be made, the term and for how long the repayments must be made.

  • How can I repay the loan?

    As per the terms of agreement you entered into with the lender, you need to repay the loan amount as agreed with a debit card. Since all loan repayments are taken automatically from your bank account, you need to make sure that there are enough funds in your account.

  • Do you provide direct lender loans?

    Yes, we work with direct lenders. Once you have completed the application on our website, if accepted, you will be directed to a direct lender to confirm your loan.

Need short-term loans to cover unexpected costs? Submit your information today!

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